Alabama Property Tax Calculator (2026)
Estimate property tax in Alabama. Enter a home value and we apply Alabama’s average effective property tax rate of about 0.38%. Actual bills vary by county and assessment — edit the rate for your area.
Alabama tax snapshot
In Alabama, the effective property-tax rate is about 0.38% — the 50th-highest of the 50 states + DC, versus a national average near 1.03%. By the other measures, Alabama property tax is about 0.38% (the 50th-highest) and its sales-tax base is 4% (the 41st-highest); alabama levies a state income tax. For context, New Jersey has the highest effective property tax (2.23%) and Hawaii the lowest (0.27%); California has the highest statewide sales tax (7.25%) and Oregon has none (0%).
Compare across Alabama: Paycheck · Property tax · Sales tax.
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Get quotesAlabama property tax
Alabama’s average effective property tax rate is about 0.38% of a home’s value per year. Counties and municipalities set their own rates and assessments, so your actual bill can be higher or lower. Use your county assessor’s rate for precision — the figures here are statewide averages that change over time.
Property tax by state
How it’s calculated
Annual property tax = home value × effective property tax rate. The monthly figure divides that by 12. This page uses Alabama’s statewide average effective rate by default — replace it with your county or city rate for a closer estimate.
Effective rates are statewide averages (statewide average) and vary widely by county and municipality. Check your local assessor for an exact figure. Estimate only.
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Worked example
A $350,000 home in Alabama owes about $1,330 per year (about $111 per month) at the 0.38% average effective rate.
Common mistakes
- Using the state average instead of your county rate and assessment.
- Forgetting exemptions like homestead that lower the taxable value.
Where it is used
- Estimating the property tax line in a Alabama home-purchase budget.
- Comparing property taxes across states before relocating.
Frequently asked questions
What is the property tax rate in Alabama?
Alabama’s average effective property tax rate is about 0.38% of assessed home value, but it varies by county.
How is property tax calculated?
Multiply your home’s assessed value by the effective tax rate. A 0.38% rate on a $350,000 home is about $1,330/yr.
Why is my bill different?
Effective rates are state averages. Your county’s millage, assessment ratio, and exemptions (like homestead) change the actual amount.