Your number is
only half the answer.
Any calculator will tell you the number. NumberBench tells you where it lands — against the average, the range, the percentile — and cites where that came from.
Good — below today’s average
People don’t arrive with a formula. They arrive with a worry.
Some questions need more than one number.
A Checkup gathers every calculator that belongs to one real decision onto a single page, scores each result against its cited benchmark, and rolls them into one honest read — with the thing to fix first.
Household Financial Health
exampleOn track on three of five. Housing is the one pulling the score down — it’s 3 points over the 28% guideline.
The benchmarks themselves, in the open.
Not a promise that we cite sources — the actual values, the actual sources, the actual dates.
| Benchmark | Value |
|---|---|
| 30-year fixed mortgage rateWeekly U.S. average Market rate | 7.32% |
| Median U.S. household incomeAll households, 2025 dollars Official data | $87,460 |
| Median existing-home sale priceSingle-family, condos & co-ops Industry | $417,500 |
| Credit-card APRAccounts assessed interest Market rate | 22.36% |
| Household net worthMedian of all U.S. families Official data | $215,900 |
| Average annual household spendingAll consumer units Official data | $78,535 |
| Healthy BMI range, adultsAges 20+ Clinical range | 18.5–25 |
| Savings account APYNational average — top online pay ~4% Market rate | 0.38% |
How does a 7.32% mortgage compare with history?
The latest weekly average is 7.32% as of Oct 22 2026. Compare that weekly observation with completed calendar-year averages below; the current year is not an annual average.
| Year | Annual average |
|---|
Anyone can publish an average. Fewer will show you where it came from.
“An earlier version of this item described the crisis as unwinding.” — Numbers in the News, gas-price item, July 2026. Left where a reader who saw the first version will find it.
The agency, the release, the collection date and the update cadence — linked on the page. See the method →
When an average changes, the old value, the new value and the date are published. Read the change log →
Calculators run entirely client-side. No account, no sign-up, no inputs stored. Privacy & disclosure →