Average monthly car payment — new
$770/month → $765/month
Benchmark changes
Recorded updates to selected NumberBench reference values, with source periods and before-and-after values. Browse the benchmark library.
Latest recorded update: October 25, 2026.
Each entry shows a change to the reference stored on NumberBench. Previous and updated figures may describe different months, surveys or price bases; the arrows do not establish a like-for-like economic change. Review the data periods and linked sources before comparing.
· Source review
Average monthly car payment — used
$531/month → $542/month
Personal saving rate
3% → 4.1%
Median existing-home sale price
$440,600 → $417,500
Median new-home sale price
$422,500 → $393,700
Typical U.S. asking rent (ZORI)
$1,965/month → $1,932/month
Retirement account balance by age
2022 survey — comparison table → 2025 survey, 2025 dollars — comparison table
View before-and-after values by age group
| Age group | Measure | Previous stored value | Updated reference |
|---|---|---|---|
| Under 35 | Median | $18,880 | $21,000 |
| Mean | $49,130 | $48,400 | |
| 35–44 | Median | $45,000 | $61,200 |
| Mean | $141,520 | $182,400 | |
| 45–54 | Median | $115,000 | $133,000 |
| Mean | $313,220 | $415,800 | |
| 55–64 | Median | $185,000 | $239,000 |
| Mean | $537,560 | $670,200 | |
| 65–74 | Median | $200,000 | $257,000 |
| Mean | $609,230 | $767,600 | |
| 75+ | Median | $130,000 | $257,000 |
| Mean | $462,410 | $798,700 | |
| All account-holders | Median | $87,000 | $106,000 |
| Mean | $333,940 | $451,100 |
Household net worth by age
2022 survey — comparison table → 2025 survey, 2025 dollars — comparison table
View before-and-after values by age group
| Age group | Measure | Previous stored value | Updated reference |
|---|---|---|---|
| Under 35 | Median | $39,040 | $33,000 |
| Mean | $183,380 | $135,400 | |
| 35–44 | Median | $135,300 | $155,600 |
| Mean | $548,070 | $681,900 | |
| 45–54 | Median | $246,700 | $253,700 |
| Mean | $971,270 | $1,244,500 | |
| 55–64 | Median | $364,270 | $411,900 |
| Mean | $1,564,070 | $1,878,000 | |
| 65–74 | Median | $410,000 | $431,300 |
| Mean | $1,780,720 | $1,897,500 | |
| 75+ | Median | $334,700 | $504,900 |
| Mean | $1,620,100 | $1,962,200 | |
| All U.S. families | Median | $192,700 | $215,900 |
| Mean | $1,063,700 | $1,241,500 |
401(k) balance (Vanguard recordkept plans)
Dec 31, 2024 — comparison table → Year-end 2025 — comparison table
View before-and-after values by age group
| Age group | Measure | Previous stored value | Updated reference |
|---|---|---|---|
| Under 25 | Mean | $6,899 | $6,899 |
| Median | $1,948 | $1,948 | |
| 25–34 | Mean | $42,640 | $42,640 |
| Median | $16,255 | $16,255 | |
| 35–44 | Mean | $103,552 | $103,552 |
| Median | $39,958 | $39,958 | |
| 45–54 | Mean | $188,643 | $188,643 |
| Median | $67,796 | $67,796 | |
| 55–64 | Mean | $271,320 | $271,320 |
| Median | $95,642 | $95,642 | |
| 65+ | Mean | $299,442 | $299,442 |
| Median | $95,425 | $95,425 |
Median U.S. household income
$83,730/year → $87,460/year
Household income percentiles
income year 2024 — comparison table → Income year 2025; 2026 survey — comparison table
View before-and-after values by percentile
| Percentile | Measure | Previous stored value | Updated reference |
|---|---|---|---|
| 50th (median) | Income threshold | $83,592/year | $87,288/year |
| 80th | Income threshold | $175,696/year | $182,372/year |
| 90th | Income threshold | $251,036/year | $261,248/year |
| 95th | Income threshold | $335,575/year | $354,000/year |
| 99th (top 1%) | Income threshold | $659,060/year | $704,999/year |
Median weekly earnings (full-time)
$1,235/week → $1,232/week
Average gas price (regular)
$3.855/gallon → $4.284/gallon
Residential electricity price
18.56¢/kWh → 18.16¢/kWh
Total employer cost per hour worked
$46.60/hour → $46.89/hour
Benefits share of total compensation
30.1% → 30%
Employer cost for health insurance per hour
$3.41/hour → $3.48/hour
Employer cost for legally required benefits per hour
$3.38/hour → $3.40/hour
Median employee tenure with current employer
3.9 years → 4.1 years
Moderate-cost monthly grocery budget (one adult)
$336/month → $440.88/month
· Rate reference update
30-year fixed mortgage rate
6.49% → 7.32% (+0.83 percentage points)
15-year fixed mortgage rate
5.82% → 6.68% (+0.86 percentage points)
Credit-card APR (all accounts)
20.94% → 21.19% (+0.25 percentage points)
Credit-card APR (accounts assessed interest)
22.15% → 22.36% (+0.21 percentage points)
24-month personal loan rate
11.4% → 11.9% (+0.5 percentage points)
12-month CD rate
1.65% → 1.76% (+0.11 percentage points)
· Rate reference update
30-year fixed mortgage rate
6.43% → 6.49% (+0.06 percentage points)
15-year fixed mortgage rate
5.79% → 5.82% (+0.03 percentage points)
· Rate reference update
Credit-card APR (all accounts)
21% → 20.94% (−0.06 percentage points)
Credit-card APR (accounts assessed interest)
21.52% → 22.15% (+0.63 percentage points)
· Rate reference update
30-year fixed mortgage rate
6.49% → 6.43% (−0.06 percentage points)
15-year fixed mortgage rate
5.84% → 5.79% (−0.05 percentage points)