Take-Home Pay by State Calculator
Compare take-home pay across states. Pick a state and we'll prefill its income tax rate, then estimate your net paycheck after federal tax, FICA, and state tax. A rough estimate, not exact withholding.
Click your state on the map
Tap a state to open its take-home pay calculator. Compare every state on the cost & tax heat map.
Where your paycheck goes
How you compare
💵 Run payroll with trusted software
Check it outWhy take-home pay varies by state
Everyone pays the same federal income tax and FICA, so the difference between states is state income tax. Nine states levy none, which meaningfully raises take-home pay; others range from low flat rates to higher progressive brackets. Pick your state to prefill its rate, then fine-tune for your bracket. These are flat estimates, not exact withholding.
Take-home pay by state
How it’s calculated
Same as a paycheck estimate, with each state's income tax rate prefilled (nine states levy none).
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Sources: IRS; Social Security Administration; Tax Foundation (state income tax rates).
Worked example
A $60,000 salary nets about $1,685/check in no-tax Texas versus less in states that tax income.
Common mistakes
- Assuming the state rate is the biggest deduction.
- Treating the flat estimate as exact withholding.
Where it is used
- Comparing take-home pay across states.
- Weighing a relocation or remote-job offer.
Frequently asked questions
Which states have no income tax?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax on wages.
Is this exact?
No — it uses estimated effective rates for federal and state tax. Real withholding depends on brackets, your W-4, and local taxes.
Does it include local city taxes?
Not by default. A few cities levy their own income tax — add it to the state rate to approximate it.
Get the free Calculator Pack
One email with our most-used spreadsheets and new calculators. No spam.
Thanks! Check your inbox to confirm. (Demo form — connect to your email tool.)