Dividend Income & Reinvestment Calculator
Estimate the income a dividend portfolio could produce and how reinvesting compounds it. Enter your starting amount, yield, and how long you'll hold.
Projected portfolio value
How you compare
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Check it outHow the projection works
Each year we apply your yield to the balance, optionally reinvest the dividends, then add your yearly contribution. Dividend growth nudges the effective yield up over time. It assumes a steady yield and ignores price swings and taxes, so treat it as a planning estimate.
How it’s calculated
Annual dividend = balance × yield. With reinvestment, dividends buy more shares and contributions are added each year; dividend growth raises the effective yield over time.
Results update as you type and are estimates, not professional advice — verify important decisions with a qualified professional.
Worked example
$10,000 at a 4% yield with reinvestment grows to about $14,800 over 10 years, paying ~$400 in year-one dividends.
Common mistakes
- Assuming the yield is fixed — companies cut dividends.
- Ignoring taxes on dividends in a taxable account.
Where it is used
- Projecting passive income from a dividend portfolio.
- Comparing reinvestment (DRIP) versus taking the cash.
Frequently asked questions
Is dividend yield guaranteed?
No. Companies can cut dividends, and yields move with price. This is an illustration, not a forecast.
What is DRIP?
A Dividend Reinvestment Plan automatically buys more shares with your dividends, compounding income over time.
Are taxes included?
No. Dividends are often taxable in the year received unless held in a tax-advantaged account.
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